Overdraft kredit

Make purchases and spend money, 
even if you do not have enough money on your account

Оставить заявку

“Overdraft Credit” is provided through a bank plastic card issued by the Bank for the calculation of salary payments, as well as pensions. The loan will be directly transferred to your plastic card through the mobile application “UzPSB Mobile” in accordance with your electronic request. Loan funds loaded onto a plastic card can be used at your discretion, without any restrictions.

Basic terms of the loan:

  • the loan is determined in the amount of the average monthly salary for 12 months, in the form of an open line (that is, with the payment of the loan automatically, immediately there is the possibility of obtaining a new loan);
  • loan interest rate - 28% per annum;
  • period of use of the loan is 12 months, while the last 4 months credit limit will be reduced by 25% and in the last month the loan will not be issued;
  • Overdraft refund is carried out automatically by crediting the debtor's bank plastic card with his salary or other not prohibited by law.

The recipient must submit the following documents to the bank:

  • copy of the passport (or a document replacing the passport);
  • documents containing information about the income of the borrower (salary certificate  for the last 12 months indicating INN, INPS)
  • other credit documents.

If necessary, branches of the bank may also require other documents not prohibited by law.

In order to avoid the risk of default on the loan, the borrower may submit to the bank one of the following types of documents:

  • pledge of property or valuable documents;
  • bank or insurance organization guarantee;
  • third party guarantee;
  • other guarantee provided by law and contract.
  • The guarantee amount must be at least 125% of the loan amount.

    Калькулятор кредита несет исключительно ознакомительный характер и не является публичной офертой

    Онлайн заявка на кредит

    Для подачи заявки, необходимо зарегистрироваться в личном кабинете

    Как получить кредит

    Для получения кредита обратитесь в удобное для Вас отделение банка. Дополнительную информацию можно получить по телефону:


    «UzPSB Mobile»

    UzPSB Mobile - является официальной мобильной системой для оказания удаленных банковских услуг физическим лицам