Statement by chairman of the board

Dear shareholders, clients and partners!

Summarizing the activities of Joint-Stock Commercial Bank “Uzpromstroybank” for the reporting year, let me bring to your attention the report on the results of the Bank’s activities for 2018 in the basic fields of activities and determine the further prospects for the future development.

Characterizing the Uzpromstroybank’s activities in the past year, it is necessary to note the ongoing process of transforming the bank into a modern financial institution that meets interna- tional standards and requirements. In addition, we strictly ad- here to our development strategy of the Bank, where our clients are in the center of all our decisions, trust management of their finances, a wide range of financial products and services, and a high level of service.

The rebranding of the Bank announced in November 2018 was an important step towards its excellence. The updated symbol of Uzpromstroybank characterizes the modernity, progressive- ness and decisiveness of our transition to a qualitatively new level of banking. We are confidently moving forward along the path of change.

Thus, in 2018, the Bank significantly expanded its presence in the financial market, while maintaining the growth of assets, capital and profits. The corporate and retail business was inten- sively developed, new technological products and services were introduced, which allowed us to optimally manage the available resources and solve the tasks set by the shareholders.

As a result of the work done, international rating agencies “Fitch Ratings” and “Standard & Poor`s” have confirmed the stability of Uzpromstroybank.

Our success was also noted by the largest international fi- nancial institutions - according to the Asian Development Bank, JSCB “Uzpromstroybank” was recognized as the best leading partner bank in Uzbekistan. The Islamic Corporation for the Development of the Private Sector has announced Uzprom- stroybank "The best partner in the use of the financing line".

Uzpromstroybank is actively expanding its participation in the implementation of strategic investment projects aimed at upgrading, technical and technological re-equipment of priority industries. To this end, a number of major investment projects in the basic sectors of the economy were financed, including NHC “Uzbekneftegaz”, JSC “Uzbekenergo”, JSC “Uzkimyosanoat” and other industries.

In addition, we actively promote the modernization, techni- cal and technological renewal of domestic industries, providing them with the necessary working capital, establishing new types of products and creating new jobs.

The range of the bank’s investment programs for the develop- ment of large and small businesses and private entrepreneurship has significantly expanded.

In 2018, Uzpromstroybank initiated the energy saving projects in the construction segment, the implementation of which will increase the energy efficiency of production, reduce the cost and cost of construction.

Uzpromstroybank was the first in the republic to introduce the “24/7” round-the-clock inter-client operations. Our clients are actively using online banking services.

However, the bank cherishes the rich heritage of its past. In the building of the Mirzo-Ulugbek branch, with a hundred-year history of banking, a museum mini-exposition of historical exhibits has been opened: telephone, typewriters, government credit cards.

Today, Uzpromstroybank is confidently looking into the fiscal year 2019 declared by the President of the Republic as the Year of Active Investments and Social Development. We enter it with new goals and objectives that are directly related to the implementa- tion of government programs and, in general, large-scale trans- formations of the economy and social sphere.

All the potential accumulated by us, all forces are aimed at strengthening the welfare of the citizens of the republic, devel- oping the national economy, improving the management system that meets the requirements of today.

I believe that the results of our work will affect the innovative advanced bank of the international level, which we began to build.

Let me express our gratitude to Shareholders, Clients, Part- ners and Employees for their support and confidence in the Bank.

Your faithfully and best regards,


Chairman of the Board of JSCB “Uzpromstroybank”

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